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Profitability of Regional Rural Banks

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Profitability of Regional Rural Banks


Shiv Bajrang Singh



Shiv Bajrang Singh "Profitability of Regional Rural Banks" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1, December 2020, pp.435-438, URL: https://www.ijtsrd.com/papers/ijtsrd37989.pdf

The origin of the Regional Rural Banks (RRBs) can be traced in the Regional Rural Banks Ordinance promulgated on 26th September, 1975 for establishment of five Regional Rural Banks in the country on 2nd October, 1975 followed by enactment of the Regional Rural Banks Act 1976 on 9th February, 1976 on the recommendations of the Narshimham Committee Working Group for providing banking services to the rural economy with focus on the underdeveloped far flung remote rural and tribal areas having objective of assimilating these segments with the mainstream of the economy as about 70% of the Indian population was of rural orientation. RRBs have capital support from Government of India, State Government and sponsoring Commercial Bank in the ratio of 50%, 15% and 35% respectively with operational, managerial and professional support from Sponsor Banks. The organizational and operational landscape of the RRBs has metamorphosed to a great extent during this eventful evolutionary journey of forty five odd years and can be segmented under three phases:

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IJTSRD37989
Volume-5 | Issue-1, December 2020
435-438
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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